I have paid and I still get "InsufficientCreditsError" for https://api.d-id.com/talks endpoint. My account shows i have 38 credits.

Request https://api.d-id.com/talks

{
"source_url": "",
"config": {
"driver_expressions": {
"expressions": [
{
"start_frame": 50,
"expression": "happy",
"intensity": 1.0
},
{
"start_frame": 100,
"expression": "serious",
"intensity": 0.6
},
{
"start_frame": 150,
"expression": "neutral",
"intensity": 1.0
}
],
"transition_frames": 20
}
},
"script": {
"type": "text",
"input": "<break time="5s"/>"
}
}